(sometimes we provide two download links because it may happen that the main server / link is overloaded or slow or non responding - the files are identical. Just choose one, save to the Desktop, double click to install)
Disclaimer: to our best knowledge this download comes from a website that is
safe (the last time we checked it, it was), but for your peace of mind (and better safe than sorry) we advise you to run an
antivirus on the downloaded file. Do not rely on MSWindows, Internet explorer, or on the electronic signature: a unsigned download is usually as safe as a signed one, signed just means the author paid Microsoft or Verisign for a stamp, it does not mean verified. Please kindly
report us problems with detail (click here to report), if any.
Perhaps you've come into a little extra cash and wonder, "Should I invest it or use it to pay off something I already owe?" It's a decision that we often make without a great deal of consideration. But the results have consequences far into our future!This free calculator is designed to help you determine which is your best option, paying down debt or investing.
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A free financial calculator to help you decide whether to invest or pay off debt)

Perhaps you've come into a little extra cash and wonder, Should I invest it or use it to pay off something I already owe? It's a decision that we often make without a great deal of consideration. But the results have consequences far into our future! This freeware calculator is designed to help you see the future effects of an investment compared to the future effects of using funds to pay down a current debt.Pay Down Debt or Invest Calculator is a financial calculator designed for Win9x/ME/NT/2000/XP systems. It offers integrated help, provides automatic hints, and offers Wheatworks' integrated Upgrade Center for easy, free, online updates.
debt calculator, debt reduction, investment, financial calculator, interest, term